Online Banking Security Tips

  • Mobile Device Security
    • Require a passcode to gain access into your device if this feature is supported.
    • Avoid storing sensitive information.  Mobile devices have a higher likelihood of being lost or stolen so you should avoid using them to store sensitive information including, passwords, bank account numbers, etc.  If you do store sensitive information on your mobile device then you should encrypt that data.
    • Keep your mobile device's software up-to-date.  The updates that are pushed out to your mobile device have the most recent software to date to keep unwanted entities out of your phone.  Use the automatic update option if that is available.
    • Delete all information stored on a device before the device changes ownership.  Use a "hard factory reset" to permanently erase all content and settings stored to the device.
    • "Sign out" or "Log off" when finished using an app rather than just closing it.

 

  • Passwords
    • Create a unique password for all of the different systems that you use.  If you use the same password for multiple accounts that leaves all of your other systems open for a breach.
    • Never share your passwords over the phone, texts, email or in person.  If someone asks for your password it is more than likely a scam.
    • Use unique passwords with a combination of lowercase letters, capital letters, numbers and special characters.
    • The longer the password, the tougher it is to crack.  At a minimum passwords should contain at least 8 charcters.
    • Avoid using simple passwords such as:
      • Your name
      • Your business name
      • Family member names
      • Birthdays
    • Try and use a password that you can remember without having to write it down.  If you do choose to write it down, store it in a secure location that only you know of.