Checking

 

 

Minimum Balance
to open account
Minimum average
daily balance to avoid
monthly fees
Monthly fees if minimum average daily balance is not maintained Check order
fees
Earnings Balance
Calculation
Compounding
Exchange
Checking
$1 N/A N/A 1st box free (select styles only) N/A N/A
NOW
Checking
$500 $500

  $5.00 maintenance fee & $.15 per check

1st box free (select styles only) Average Daily Balance Simple interest paid monthly
Tiered
Interest 
Checking
$2,500 $2,500 $10.00 maintenance fee & $.15 per check 1st box free (select styles only) Average Daily Balance Simple interest paid monthly

 

Exchange Checking

No minimum balance. No maintenance fee.

NOW Checking

If you normally maintain a higher checking balance and want to earn market rates of interest then this account may be for you.  You have unlimited check writing priviliges and will earn a variable rate of interest.  If your average daily balance falls below $500 during the month you will pay a Maintenance Fee of $5.00 plus $0.15 per check.  If your average daily balance falls below $500.00 during the month you will still earn interest for that month.

Tiered Interest Checking

You have unlimited check writing privileges and will earn a variable rate of interest.  If your average daily balance falls below $2,500.00 during the month you will pay a Maintenance Fee of $10.00 plus $0.15 per check.  If your average daily balance falls below $2,500.00 during the month you will still earn interest for that month.

*All accounts include unlimited check writing, free internet banking, free bill pay, and free E-Statements or free imaged checks included in periodic statements.  Debit cards are available for qualified applicants.